محصولات
Everything You Need to Know Before Buying a Co-op,Condo, or Townhouse - PDF
Everything You Need to Know Before Buying a Co-op,Condo, or Townhouse - PDF
نویسندگان: Ken Roth خلاصه: What should a prospective homeowner consider when shopping for a co-op, condominium, or townhouse? Finances, availability, and lifestyle considerations are only parts of the equation, and it's important to think about all the factors before making a decision. This book is a comprehensive yet accessible guide to the particular challenges and benefits to buying, owning, and living in these homes, and gives readers the vital information they need on: * finding the right type of home * negotiating effectively and making a strong offer * unique financing and tax considerations * dealing with homeowners associations and co-op boards * rules, rights, and responsibilities of ownership * repair responsibilities and renovation issues * monthly maintenance and common charges * increasing the value of the property * fliptaxes, restrictions and other selling issues * and more. Real estate expert Ken Roth explains the differences in owning each of these property types, and provides all the information buyers need to find their dream home and live happily in it for years to come.
English Language Learners (Issues That Concern You) - Original PDF
English Language Learners (Issues That Concern You) - Original PDF
نویسندگان: Tamara Roleff خلاصه: In Los Angeles, Chinatown is not just a tourist destinationfilled with Chinese restaurants, tailors, and specialty shops.Chinatown has spread east into the suburbs as Asian immi-grants have bought into the American dream of large homes,large yards, expensive cars, and owning their own businesses.Yet many of these immigrants feel as if they have never leftAsia. The populations of some suburbs in the valley east of LosAngeles have doubled since the early 1990s, and nearly two-thirds of the residents are Asian. Office and industrial parks areidentified by signs in Chinese. Some schools report that closeto 60 percent of their students are Asian. Mandarin is morelikely to be heard than English in retail stores. Hearing Manda-rin everywhere instead of English presents an unlikely problemfor some adult immigrants: They have no one with whom theycan practice speaking English.The same is true for immigrants from Mexico. Studies showthat Mexican immigrants tend to concentrate in specific areas,stop attending school earlier, and speak less English than otherimmigrants, although these rates do improve with subsequentgenerations. And now that Mexican immigrants are starting tosettle beyond their traditional gateway homes of California,Texas, Florida, and Illinois, spreading into mainstream America,more Americans are becoming uncomfortably aware of Mexicanimmigrants and their insular communities.Some Americans complain that although they are in theUnited States, it does not feel like it when they enter these im-migrant enclaves. Many, if not most, of the signs are in a foreignlanguage, as are most conversations. But these complaints havebeen heard since the first mass migrations to the United Statesin the first half of the nineteenth century. The Irish clusteredtogether in Boston, Italians in New York, Germans and Scandi-navians in the Midwest.
Public Speaking (Everything You Need To Know) - PDF
Public Speaking (Everything You Need To Know) - PDF
نویسندگان: Jacey Lamerton خلاصه: The very thought of standing up in front of and then addressing an audience is sufficient to fill most people with blind terror, whether it's to be a wedding speech, a work presentation or simply proposing a toast. Yet speaking effectively in public is a skill that can be learned like any other. This volume aims to teach the techniques and tips needed to overcome nerves and become an effective speaker, whatever the situation. This volume details: practical techniques needed to plan, write and present any speech successfully; advice and hints on speeches for a wide variety of occasions, from family gatherings to formal social or business events; a useful selection of quotations organized by subject; a list of the different forms of address and references to where to find inspiration on the World Wide Web. It also includes checklists and practice examples help build confidence quickly.
Ten Things I Love About You (Bevelstoke, Book 3) - PDF
Ten Things I Love About You (Bevelstoke, Book 3) - PDF
نویسندگان: Julia Quinn خلاصه: ―Annabel!‖Annabel snapped to attention. Louisa was addressing her with uncommon urgency, and she‘d dowell to listen.―Annabel, this is important,‖ Louisa said.Annabel nodded, and an unfamiliar feeling washed over her—maybe of gratitude, certainly oflove. She‘d only just got to know her cousin, but already there was a deep bond of affection, andshe knew that Louisa would do everything in her power to keep Annabel from making anunhappy alliance.Unfortunately, Louisa‘s power was, in this capacity, limited. And she did not—no, she couldnot—understand the pressures of being the eldest daughter of an impoverished family.―Listen to me,‖ Louisa implored. ―Lord Newbury‘s son died, oh, I think it must be a bit over ayear ago. And he started looking for a wife before his son was cold in his grave.‖―Shouldn‘t he have found one by now, then?‖Louisa shook her head. ―He almost married Mariel Willingham.‖―Who?‖ Annabel blinked, trying to place the name.―Exactly. You‘ve never heard of her. She died.‖Annabel felt her eyebrows rise. It was really a rather emotionless delivery of such tragic news.―Two days before the wedding she took a chill.‖―She died in only two days?‖ Annabel asked. It was a morbid question, but, well, she had toknow.―No. Lord Newbury insisted upon delaying the ceremony. He said it was for her welfare, thatshe was too ill to stand up in church, but everyone knew that he really just wanted to make sureshe was healthy enough to bear him a son.‖―And then?‖―Well, and then she did die. She lingered for about a fortnight. It was really very sad. She wasalways very kind to me.‖ Louisa gave her head a little shake, then continued. ―It was a near missfor Lord Newbury. If he‘d married her, he would have had to go into mourning. As it was, hehad already tried to wed scandalously soon after his son‘s death. If Miss Willingham hadn‘t diedbefore the wedding, he‘d have had another year of black.‖―How long did he wait before looking for someone else?‖ Annabel asked, dreading the answer.―Not more than two weeks. Honestly, I don‘t think he would have waited that long if he thoughthe could have got away with it.‖ Louisa looked about, her eyes falling on Annabel‘s sherry. ―Ineed some tea,‖ she said.
On Being Certain: Believing You Are Right Even When You're Not - PDF
On Being Certain: Believing You Are Right Even When You're Not - PDF
نویسندگان: Robert Burton خلاصه: You recognize when you know something for certain, right? You "know" the sky is blue, or that the traffic light had turned green, or where you were on the morning of September 11, 2001--you know these things, well, because you just do.In On Being Certain, neurologist Robert Burton challenges the notions of how we think about what we know. He shows that the feeling of certainty we have when we "know" something comes from sources beyond our control and knowledge. In fact, certainty is a mental sensation, rather than evidence of fact. Because this "feeling of knowing" seems like confirmation of knowledge, we tend to think of it as a product of reason. But an increasing body of evidence suggests that feelings such as certainty stem from primitive areas of the brain, and are independent of active, conscious reflection and reasoning. The feeling of knowing happens to us; we cannot make it happen.Bringing together cutting edge neuroscience, experimental data, and fascinating anecdotes, Robert Burton explores the inconsistent and sometimes paradoxical relationship between our thoughts and what we actually know. Provocative and groundbreaking, On Being Certain, will challenge what you know (or think you know) about the mind, knowledge, and reason.
The Abs Diet: The Six-Week Plan to Flatten Your Stomach and Keep You Lean for Life - PDF
The Abs Diet: The Six-Week Plan to Flatten Your Stomach and Keep You Lean for Life - PDF
نویسندگان: David Zinczenko, Ted Spiker خلاصه: Great-looking abs are more than just a way to support the mirror industry. In fact, strong abs and flat stomachs are the ultimate indicator of overall health-for both men and women. Great abs will help you live longer, sleep better, prevent back pain, and significantly improve your sex life! (And, hey, they don't look half-bad in the mirror, either.) Unfortunately, you could spend years on starvation diets and extreme exercise programs that never unearth those elusive stomach muscles.Or you could spend just six weeks with David Zinczenko, Editor-in-Chief of Men's Health magazine, on THE ABS DIET-an easy and effective program for everyone that is helping thousands of people lose weight, flatten their guts, banish post-pregnancy bellies, and become healthier than they ever thought possible. What's more, once on this revolutionary new diet you'll look and feel better than ever without deprivation dieting, counting calories, measuring foods, worrying about confusing phases-or ever feeling hungry!Sound impossible? Let David Zinczenko prove it to you. As editor-in-chief of the world's most important men's magazine, Zinczenko has devoted his career to helping people improve their lives through the latest and most well-researched health, nutrition, and exercise information available.Now, in the national bestseller THE ABS DIET, Zinczenko reveals his infallible formula that works for both men and women:>>The ABS DIET POWER foods: the 12 best foods (all part of an easy-to-remember acronym) that will naturally boost your metabolism so that you can strip away fat, build muscle, and look and feel great for life. (Bonus: Many of the Abs Diet Powerfoods are even-gasp-carbs!)>>SIMPLICITY: This low-maintenance program is easy to follow because there are no scales, no phases, no calculus-like formulas to compute, and no recipes that take a culinary degree to make. (One of the secret weapons: Satiating smoothies.) In fact, many of the dozens and dozens of delicious meals you can make take no more than a few minutes to prepare!INCENTIVE: The plan never leaves you hungry. Instead, it encourages you to eat (a whopping six times a day!), stokes your metabolism, and even lets you cheat now and then. ENERGY: Designed to help you build the lean muscle that and melt away that pesky belly fat, this full-body exercise program can be done at home in only 20 minutes, 3 times a week, with nothing more than a set of dumbbells! LONGEVITY: An easy-to-remember maintenance plan will help you maintain your flat stomach forever. Thousands of people are on THE ABS DIET, which can help you lose up to 20 pounds in six weeks-all while gaining pounds of muscle!-because it's easy to follow and even easier to stick to. THE ABS DIET also describes some of the stories of people who went on the program and had amazing successes. In those cases, these people ended up changing their waistlines-and their lives. THE ABS DIET is the best, last and only diet and nutrition plan that you will ever need.Read about how low-carb diets are making you fat, about how the food industry is putting secret fat bombs in your favorite foods, and about how you can fight back. You'll find out why 95 percent of all diets fail, and why THE ABS DIET is different.So how about joining on for a six-pack? Yours.- 12 "superfoods" that will change your life.- A simple maintenance plan to keep your abs from disappearingSix weeks to superior strength and sexy symmetry every man-and woman! -lusts after. Men's Health can show you how.
Red Fire Branding: Creating a Hot Personal Brand so that Customers Choose You! - PDF
Red Fire Branding: Creating a Hot Personal Brand so that Customers Choose You! - PDF
نویسندگان: Liz Goodgold خلاصه: How do you create a hot personal brand and have customers for life? What is the key to making your brand synonymous with success? 'Red Fire Branding' focuses on how to implement branding techniques to make your brand sizzle and your name unforgettable. In 'Red Fire Branding,' Liz Goodgold directs her works towards the business-to-business market to help small business owners, entrepreneurs, sales professionals, or anyone who is looking to create an indelible image. She offers quick and easy techniques that business owners can learn today and implement tomorrow by presenting readers with immediate, actionable solutions coupled with in-the-trenches insights delivered in a concise and cut-to-the-chase format. This book will spark new ideas that will drive sure-fire results. Learn the super hot secrets and blistering business concepts that have brought success to athletes, authors, consultants, newsmakers and even chefs. Discover how other entrepreneurs and executives have managed to add spice and interest to their brands while winning and keeping new customers and clients. Buy this book today!
If You're So Smart, Why Aren't You Rich?: A Guide to Investing Fundamentals - PDF
If You're So Smart, Why Aren't You Rich?: A Guide to Investing Fundamentals - PDF
نویسندگان: Ben S. Branch خلاصه: Football is often described as a game of inches. First downs, scoring, and in/out of bound decisions that can determine the outcome of the game may even come down to fractions of an inch. Investing is similar: the difference between outperforming or underperforming the market may be a few fractions of a percentage point. As Ben Branch succinctly states, successful investing, defined as outperforming the market averages, is not easy. And yet it is very much a game worth playing, particularly if you win. The key to being on the winning side is to understand the fundamental principles of investing—what it is and how it works—before making any decision. In this highly practical, non-technical guide, Branch introduces the reader to stocks, bonds, options, mutual funds, real estate, futures, and all of the other basic elements of the market. He debunks popular myths and misconceptions about investing and shows you how to avoid mistakes in order to invest wisely. An extensive glossary, definitions and examples, and lists of dos and don'ts will make this book a handy resource for the novice as well as for seasoned investors looking to take their game to the next level.In this highly practical, non-technical guide, Branch provides the building blocks of a multi-dimensional investing approach. First, he reviews the principle of compound interest, the foundation of all investment strategy and performance. Then, arguing that successful investing is a function of three types of activities—selection, timing, and execution—he introduces the reader to stocks, bonds, options, mutual funds, real estate, futures, and all of the other elements of the market. In addition to covering well-known investments in detail, he explains lesser-known opportunities, such as bankruptcies and takeovers. Special topics include the effects of macroeconomic trends and the subtleties of timing for maximum advantage. He debunks popular myths and misconceptions about investing and shows you how to avoid mistakes in order to invest wisely. An extensive glossary, definitions and examples, and lists of dos and don'ts will make this book a handy resource for the novice, as well as for seasoned investors looking to take their game to the next level.
Busting Loose From the Money Game: Mind-Blowing Strategies for Changing the Rules of a Game You Can't Win - PDF
Busting Loose From the Money Game: Mind-Blowing Strategies for Changing the Rules of a Game You Can't Win - PDF
نویسندگان: Robert Scheinfeld خلاصه: Real people, real transformations!"Absolutely amazing! It completely shifts your paradigm for life. One of the most wonderful things about it is that the results are immediate. My whole perception and relationship to money has undergone a major, substantial change."—Chris Attwood, writer and teacher, California"I've spent most of my life trying to figure out what's true and what's real. I have to say I now have a clear glimpse into what it really is."—Tom Hill, Colorado"Before Busting Loose from The Money Game, I was very unhappy and frustrated in my life. I was driven to find more ways to make money. I changed jobs, cities, countries, went back to school, read books. Financially, the stress was causing anxiety attacks and migraines so severe I stayed in bed. The joy I feel now is priceless. Money is there when I need it, in the amount that's needed, no matter what occurs (car repairs, unplanned trips, etc.). It's absolutely amazing!"—Suresh Thakoor, Texas"As a retired professor on a fixed and limited income, I always lived from a tight budget and felt compressed by it-especially at the end of the year. I don't use a budget anymore and have opened up new streams of income that were always closed to me in the past."—Howard Rovics, Connecticut"It opened a whole new dimension for me and shifted my perspective on life completely. I especially love how practical it is. The application is so simple, so effective . . . and fun!"—Doris Kahle, Hagen, Germany"I'd had a lot of success in the corporate arena, made a ridiculous amount of money and lost a ridiculous amount of money. But I was caught in a cycle of making it, losing it. I needed to break that cycle-for myself and my family-and this gave me the keys to do that. Busting Loose from The Money Game opened a window I had no clue even existed. This is very cutting-edge, a revolutionary approach to unwrapping yourself from limitations. If you're not satisfied with where you are financially and you're concerned about your future, get this book!"—Ben Coleman, Texas
What Can You Do with Money?: Earning, Spending, and Saving (Lightning Bolt Books - Exploring Economics) - PDF
What Can You Do with Money?: Earning, Spending, and Saving (Lightning Bolt Books - Exploring Economics) - PDF
نویسندگان: Jennifer S. Larson خلاصه: Do you get an allowance? Or have you ever been paid for doing chores, such as walking a neighbor's dog or raking leaves? If so, you've earned money! Everyone has to decide what they will do with the money they earn. Will they spend it on things they want and need? Or will they save it? How can you decide what to do with your money? Read this book to find out.

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