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So You're 60 - PDF
So You're 60 - PDF
نویسندگان: Mike Haskins and Clive Whichelow خلاصه: Forget the myth that you'll be a sort of elder statesperson to the rest of the family. Your life will now consist of sleeping during sex instead of after it, and going to more funerals than weddings. You'll bend down to touch your toes and then forget what you went down there for. On the plus side, you can look forward to getting your own stair-lift, and can now get away with making no effort whatsoever to lose weight. And all those charities you gave to - it's payback time!
Prejudice (Issues That Concern You) - Original PDF
Prejudice (Issues That Concern You) - Original PDF
نویسندگان: Crystal Mccage خلاصه: P rejudice is essentially any negative attitude held by a member of one group of people toward another group. Typically, people are subjected to prejudice because of their race, ethnicity, reli- gion, gender, or sexual orientation. In the United States, people in these categories—with sexual orientation being the exception in many cases—are protected from discrimination in schools, the workplace, and elsewhere by the rights spelled out in laws and in the U.S. Constitution. While institutional prejudice can be protected against, personal prejudices are more subtle and harder to combat. For example, research has shown that persons responsible for hiring decisions have unconscious prejudices that influence them. One study showed that employers made assumptions that people who spoke with a Southern accent were less intelligent than those who did not. Because such prejudices are often unconscious, they are dif- ficult to change. Many studies have attempted to determine the origins of prejudi- cial attitudes. Some such attitudes are definitely learned. Children raised in a household where parents dislike a particular minority, for example, grow up hearing disparaging comments about that minor- ity. They may then find themselves believing what their parents believe. The same is true of the influence of peer groups: A young person may absorb the beliefs of an influential friend and begin expressing such beliefs as his or her own. New research, however, is showing that prejudice may also be an innate part of the human brain. Essentially, humans may cat- egorize other humans into groups without thinking about it. This response may have helped early humans survive by enabling them to determine quickly who was an enemy and who was a friend. Although this research sheds light on the origins of prejudice, it does not offer a justification for prejudicial behavior. People can clearly learn to overcome prejudice, whatever its origins.
Everybody Wants Your Money: The Straight-Talking Guide to Protecting (and Growing) the Wealth You Worked So Hard to Earn - PDF
Everybody Wants Your Money: The Straight-Talking Guide to Protecting (and Growing) the Wealth You Worked So Hard to Earn - PDF
نویسندگان: David W. Latko خلاصه: A street–smart guide by a trusted expert that exposes how we make shocking money mistakes, often involving the people we trust the most, and explains how we can prevent or undo those missteps.In Everybody Wants Your Money, David W. Latko uses straight talk, a sense of humor, and vivid human stories from the trenches of real life, to illuminate the potentially catastrophic fiscal missteps that Americans make in the course of their lives. He shows readers a sensible path to success and financial security, carefully documented with solid facts. As Latko emphasizes throughout the book, most of the money–related lessons we have been taught since childhood simply are wrong. Attempting to apply such misinformation to our personal financial practices, virtually ensures failure.We fall into these money traps by trusting our family, our adult children, our financial advisors, neighbors, or friends. Most of these people mean us no conscious harm, but are in the grips of the same misguided conventional wisdom that leads people into money minefields that cost us BIG.Latko advises readers on the common errors people make in selecting and entrusting a financial advisor, and explains how to make an informed choice where you stay in control. He brings to light the mistakes many retirees make in giving their adult children the keys to their financial kingdom –and offers innovative, low–risk strategies for protecting, and passing on, our lifetime's wealth.Latko challenges the conventional wisdom of divorce settlements, asserting that the so–called 'equal' division of assets is almost always a travesty to the women involved. Using real–life case histories, Latko shows precisely how most divorce settlements are structured to trap the ex–spouse in a downward spiral of poverty.--This text refers to the Kindle Edition
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line - PDF
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line - PDF
نویسندگان: Curtis E. Arnold خلاصه: “This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt.” —Thomas R. Evans, President and CEO of BankRate.com, Inc. “Finally, someone has written a guide for savvy consumers who want to make the most of the plastic in their wallets. Curtis Arnold explains exactly how to maximize your rewards so you’re quite literally getting free money and also outlines winning strategies for negotiating the lowest interest rate and using balance transfers to your advantage. Anyone who wants to build credit, improve their credit, or profit from their credit cards should read this book.” —Liz Pulliam Weston, MSN Money Personal Finance Columnist and Bestselling Author of Your Credit Score and Easy Money “Curtis Arnold is America’s premier credit card expert. Whether you’re trying to get your first card, compare credit offers, or figure out how to beat the credit card companies at their own game, Arnold’s wisdom and insider tips will prove invaluable.” —Lynnette Khalfani-Cox, The “Money Coach” and Author of The New York Times Bestseller Zero Debt: The Ultimate Guide to Financial Freedom “If you have had enough of credit card tricks and traps, this book will show you how to turn the tables. Curtis Arnold knows the credit card business inside and out and offers proven ways to put plastic to work for you, rather than against you.” —Gerri Detweiler, Consumer Advocate and Author of four books on personal finance including the forthcoming book Stop Debt Collectors “For most Americans, credit cards are seen as a necessary evil. Curtis Arnold transforms that perception. Using his advice, people can get rebates, perks, better interest rates, and all kinds of benefits from their cards that they never knew were possible. This book helps you become the master of your credit cards instead of a victim.” —Jordan E. Goodman, “America’s Money Answers Man” and Bestselling Author of Everyone’s Money Book on Credit “Curtis Arnold provides you with tips for protecting yourself from costly credit card traps, how to use credit to your advantage, and much more. This is a must-read book!” —Marcia Brixey, Author of The Money Therapist and Founder and President of Money Wise Women Educational Services Banks spend billions to entice credit card customers with rebates, freebies, low introductory rate offers, and airline miles. This book shows you how to take maximum advantage of these special deals—without paying for them through brutally high interest rates, fees, and penalties! Top independent credit card expert Curtis Arnold reveals how to creatively finance major purchases such as cars, weddings, and condos with little or no interest charges…earn huge credit card “perks” every year…and dramatically reduce your cost of credit. He offers specific advice targeted to: young consumers, retirees facing credit discrimination, Americans recovering from debt problems, and even to consumers with spotless credit. Why should huge banks and credit card companies make all the money? Get this book, and you too can start earning and saving hundreds, and possibly thousands of dollars, like Curtis has! Unlock the keys to huge credit card savingsFind the best rates and balance transfer offers—and make the most of them Fly anywhere, finance anythingUse credit cards to get free airline tickets and cash rebates or low-cost “creative financing” Don’t get ripped off—by your bank or anyone elseAvoid hidden fees, costly small print, and flat-out fraud Slash your debt, and cut your cost of creditStop throwing away money you could be saving or investing Acknowledgments xvii About the Author xxi Chapter 1: It’s Not Just Plastic–It’s Money! 1 Chapter 2: Show Me the Money! Credit Card Rebates 23 Chapter 3: Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers 51 Chapter 4: Avoid Problems That Hinder Maximum Profits 75 Chapter 5: How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself 89 Chapter 6: Watch Out: Traps and Scams Can Cost You Big Bucks! 119 Chapter 7: Start Out on the Right Foot–Credit Cards for Students and Saving for College 155 Chapter 8: Use Targeted Cards to Your Financial Advantage 179 Chapter 9: Your Credit Report and Score: The Better You Look, the More You Profit 209 Chapter 10: Maximize the Benefits of Your Cards by Taking Advantage of Additional Free Perks 237 Chapter 11: Master Advanced Card Techniques to Save and Make Money 259 Chapter 12: Capitalize on Future Card Trends 283 Glossary 301 Index 315
Now You See Him: A Novel - PDF
Now You See Him: A Novel - PDF
نویسندگان: Eli Gottlieb خلاصه: His name was Rob Castor. Quite possibly, you've heard of him. He became a minor cult celebrity in his early twenties for writing a book of darkly pitch-perfect stories set in a stupid upstate New York town. About a dozen years later, he murdered his writer-girlfriend and committed suicide. . . . The deaths of Rob Castor and his girlfriend begin a wrenching and enthrallingly suspenseful story that mines the explosive terrains of love and paternity, marriage and its delicate intricacies, family secrets and how they fester over time, and ultimately the true nature of loyalty and trust, friendship and envy, deception and manipulation. As the media takes hold of this sensational crime, a series of unexpected revelations unleashes hidden truths in the lives of those closest to Rob. At the center of this driving narrative is Rob's childhood best friend, Nick Framingham, whose ten-year marriage to his college sweetheart is faltering. Shocked by Rob's death, Nick begins to reevaluate his own life and his past, and as he does so, a fault line opens up beneath him, leading him all the way to the novel's startling conclusion. In this ambitious and thrilling novel, award-winning author Eli Gottlieb—with extraordinarily luxuriant and evocative prose—takes us deep into the human psyche, where the most profound of secrets are kept.
So You Wannabe on Reality TV - Original PDF
So You Wannabe on Reality TV - Original PDF
نویسندگان: Jack Benza خلاصه: • Detailed advice from a veteran of reality TV shows• How to develop an “alter ego” who will get cast• Practical tips for getting on TVThere are more than two hundred reality TV shows planned for this year alone. Millions of people have applied to be on these shows; only a handful have been chosen to compete and win big money. One of those chosen few is Jack Benza, and in So You Wannabe on Reality TV he lifts the veil of secrecy to reveal exactly what the experience is like—how to get cast, how to stay on top, how to win. First, the author tells exactly how to pass the audition—perhaps by creating a marketable “alter ego,” as he did. Once on the show, readers will need the amazing information on how producers rig shows, how cameras turn into confessionals, and how sex and alcohol are used as rewards. This one-of-a-kind book shows the real world of reality TV.
How to Master Anxiety: All You Need to Know to Overcome Stress. (Human Givens Approach) - PDF
How to Master Anxiety: All You Need to Know to Overcome Stress. (Human Givens Approach) - PDF
نویسندگان: John Scalzi خلاصه: "Mastering Anxiety" is a major step forward in the way we understand and deal with a wide range of anxiety disorders - from phobias to post traumatic stress. Based on the human givens approach to psychotherapy, it contains science-based insights into human behaviour, our needs and the ways in which we get those needs met that will help you overcome a wide range of anxiety-led behaviours and take back control of your life. Down-to-earth and easy-to-read, this book gives clear advice and practical steps for anyone wanting to conquer their own over-anxious behaviour - whatever it is - or help others overcome theirs. Full of practical techniques for learning how to relax, it also teaches you how to avoid "black and white thinking" and gives examples of how to change your perspective on something you fear, to reframe your thinking and trick your brain into not making the inevitable catastrophic 'pattern match' which causes your anxiety. And encouraging case studies, covering all kinds of anxious or phobic behaviour show you how others have successfully mastered their anxiety. "The Human Givens Approach" series was launched in October 2004 with How to lift depression...fast. This immediately became a bestseller and has consistently ranked as the topselling book on depression on Amazon since its launch. In May 2005, "Freedom from Addiction" was published to critical acclaim. Each book in the series explores a recognised psychological or behavioural problem and shows in clear, non-jargonistic language how to treat it effectively with psychological interventions. Future titles will cover: anger, psychosis, disturbed children, self-harming, obesity, workplace stress, antisocial behaviour, ageing, disability and saving families.
Discover's 20 Things You Didn't Know About Everything: Duct Tape, Airport Security, Your Body, Sex in Space...and More! - PDF
Discover's 20 Things You Didn't Know About Everything: Duct Tape, Airport Security, Your Body, Sex in Space...and More! - PDF
نویسندگان: The Editors Of Discover Magazine خلاصه: How much do you know about . . . Obesity Sleep Meteors Aliens Bees Sperm banks Sex in space Duct tape Germs Airport security Death Ancient weapons Rats The Internet Birth Weather Milk Mosquitoes Your body Space disasters DISCOVER'S 20 Things You Didn't Know About Everything is the first book written by the editors of the award-winning DISCOVER magazine. Based on DISCOVER'S most eagerly awaited monthly column, "20 Things You Didn't Know About," this original book looks at many popular—and sometimes unexpected—topics in science and technology, and reveals quirky, intriguing, and little-known facts. Whether you're just curious or think you already know everything, this book is guaranteed to expand your mind.
Gluten-Free Girl: How I Found the Food That Loves Me Back...And How You Can Too - Original PDF
Gluten-Free Girl: How I Found the Food That Loves Me Back...And How You Can Too - Original PDF
نویسندگان: Shauna James Ahern خلاصه: "A delightful memoir of learning to eat superbly while remaining gluten free."—Newsweek magazine"Give yourself a treat! Gluten-Free Girl offers delectable tips on dining and living with zest–gluten-free. This is a story for anyone who is interested in changing his or her life from the inside out!"—Alice Bast, executive director National Foundation for Celiac Awareness"Shauna's food, the ignition of healthy with delicious, explodes with flavor—proof positive that people who choose to eat gluten-free can do it with passion, perfection, and power."—John La Puma, MD, New York Times bestselling co-author of The RealAge Diet and Cooking the RealAge Way"A breakthrough first book by a gifted writer not at all what I expected from a story about living with celiac disease. Foodies everywhere will love this book. Celiacs will make it their bible."—Linda Carucci, author of Cooking School Secrets for Real World Cooks and IACP Cooking Teacher of the Year, 2002An entire generation was raised to believe that cooking meant opening a box, ripping off the plastic wrap, adding water, or popping it in the microwave. Gluten-Free Girl, with its gluten-free healthful approach, seeks to bring a love of eating back to our diets. Living gluten-free means having to give up traditional bread, beer, pasta, as well as the foods where gluten likes to hide—such as store-bought ice cream, chocolate bars, even nuts that might have been dusted with flour. However, Gluten-Free Girl shows readers how to say yes to the foods they can eat. Written by award-winning blogger Shauna James, who became a interested in food once she was diagnosed with celiac disease and went gluten-free, Gluten-Free Girl is filled with funny accounts of the author’s own life including wholesome, delicious recipes, this book will guide readers to the simple pleasures of real, healthful food. Includes dozens of recipes like salmon with blackberry sauce, sorghum bread, and lemon olive oil cookies as well as resources for those living gluten-free.
GIMP: When Life Deals You a Crappy Hand, You Can Fold -or You Can Play - PDF
GIMP: When Life Deals You a Crappy Hand, You Can Fold -or You Can Play - PDF
نویسندگان: Mark Zupan, Tim Swanson خلاصه: College soccer star Mark Zupan had been out drinking one night and had passed out in the back of his best friend's pickup truck when his friend got in the driver's seat, decided to take the truck for a spin, and accidentally crashed it. Thrown into a canal and stuck in frigid water for fourteen hours, Mark was finally rescued and learned soon after that he'd broken his neck. He'd most likely be a quadriplegic and spend the rest of his life in a wheelchair, doctors told him. At first Mark's only goal was to walk again. When that proved impossible, he fell into the depths of anger and despair, retreating from the world and the people closest to him. But love, friendship, and a new sport, quad rugby (a.k.a. "murderball"), helped Mark create a new existence that's truly exceptional. Gimp, the no-holds-barred memoir of a Paralympic athlete and the star of the Academy Award–nominated documentary Murderball, is an inspiring, defiant, and revealing celebration of spirit and will that confounds readers' prejudices by offering proof that a guy in a chair can still do amazing things: have sex with his girlfriend, party with his friends . . . even crowd-surf at Pearl Jam shows.

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